Terms of Service
Last updated: 2026-11-11
Scope
These terms govern use of Five Checks at https://www.five-checks.com, including the website, dashboard, alerts, and related services offered by Stefan Wensauer.
Service
Five Checks provides AI-assisted stock research across prices, charts, filings, fundamentals, and earnings, plus catalyst and smart-money alerts. Features may change as the product develops.
Account
You must provide accurate registration details and keep credentials confidential. You are responsible for activity under your account.
Acceptable use
Do not misuse the service, attempt unauthorized access, scrape beyond normal use, interfere with other users, or use outputs to break the law. We may suspend accounts that violate these terms.
AI and research outputs
AI-generated briefs and alerts can be incomplete or wrong. They are educational tools, not investment, tax, or legal advice. Always verify important facts and make your own decisions.
Market data
Quotes, filings, and fundamentals may come from third-party providers and can be delayed, incomplete, or inaccurate. We do not guarantee market data quality.
Liability
To the extent permitted by law, Stefan Wensauer is not liable for investment losses, trading decisions, or damages from reliance on research outputs. Mandatory liability for intent, gross negligence, injury to life, body, or health, and under product liability law remains unaffected.
Data protection
Personal data is processed as described in the Privacy Policy.
Changes to the terms
We may update these terms. Continued use after notice of material changes means you accept the updated terms, unless mandatory consumer law says otherwise.
Governing law
German law applies, excluding conflict-of-law rules. Mandatory consumer protections in your country of residence remain unaffected.
Final provisions
If a provision is invalid, the rest stays in force. The invalid provision is replaced by a valid one that best matches the intent.